Close of Business December 31, 2007

ASSETS
Cash and Due from Banks	77,562,000
U.S. Treasury Securities	0
Obligations of Federal Agencies   and Corporations	325,738,000
Obligations of States and   Political Subdivisions	47,736,000
Other Securities	6,759,000
Federal Funds, Sold	2,308,000
Loans, Total	996,557,000
Reserve for Loan Losses	(8,655,000)
Loans, Net	987,902,000
Bank Premises, Furniture and Fixtures	32,446,000
Other Real Estate	926,000
Other Assets	47,713,000
TOTAL	1,529,090,000

LIABILITIES
Demand Deposits	258,498,000
NOW Deposits	202,776,000
Time and Savings Deposits	742,108,000
TOTAL DEPOSITS	1,203,382,000
Repurchase Agreements & Federal Funds Purchased	66,631,000
Other Borrowed Funds	90,000,000
Other Liabilities	7,489,000
TOTAL LIABILITIES	1,367,502,000
Common Stock	3,849,000
Surplus	10,000,000
Undivided Profits	158,994,000
	172,843,000
Common Stock Repurchased	(11,255,000)
TOTAL CAPITAL	161,588,000
TOTAL	$1,529,090,000
Year-to-Date Net Income	$18,532,000