June 30,
	2010	2009
ASSETS	(in thousands)
Cash & Due from Banks	158,235	101,593
Obligations of Federal Agencies	134,507	142,580
Collateralized Mortgage Obligations & Mortgage Backed Securities	343,031	299,517
Obligations of States & Political Subdivisions	86,091	68,020
Other Investments	9,634	9,634
Total Investments	573,263	519,751
Federal Funds, Sold	696	571
Loans, Total	1,329,001	1,192,552
Reserve for Loan Losses	(13,724)	(11,243)
Loans, Net	1,315,277	1,181,309
Premises & Equipment	37,869	33,160
Other Real Estate	3,988	3,376
Other Assets	61,830	55,395
TOTAL ASSETS	$2,151,158	$1,895,155

LIABILITIES
Demand Deposits	316,069	289,384
NOW Deposits	216,162	211,289
Time and Savings Deposits	1,166,158	975,407
Total Deposits	1,698,389	1,476,080
Repurchase Agreements	91,728	78,821
Federal Funds Purchased	0	0
Other Borrowed Funds	135,000	140,000
Other Liabilities	14,089	16,131
TOTAL LIABILITIES	1,939,206	1,711,032
STOCKHOLDERS' EQUITY
Common Stock	3,845	3,845
Surplus	10,000	10,000
Retained earnings	188,960	170,279
Net Income Year To Date	15,731	15,599
Accumulated Other Comprehensive Income	4,952	(4,064)
Common Stock Repurchased	(11,536)	(11,536)
TOTAL STOCKHOLDERS' EQUITY	211,952	184,123
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY	$2,151,158	$1,895,155